Not.

In the event of a claim, you will not have to pay any amount as a franchise.

If you have chosen a monthly payment method, you will have to pay the rest of the annual premium pending payment.

Why do you have to pay the rest of the annual premium? Because imagine the picaresque, we assume, for example, a repair of 100 euros during the first month of the insurance, and then a client stops us paying the monthly bills ...