What is not covered by insurance?


- Device accessories.
- Scratches and normal wear and tear on the device.
- Electrical or mechanical damage.
- Expenses derived from the loss of data or files on the device.
- Damages, defects and vices already existing when contracting the insurance.
- Any loss due to war, terrorism, participation in armed conflicts or nuclear risks.
- Damages caused intentionally or by negligent conduct.
- If you consciously take risks with your device, your claim may be rejected.
Here are some examples of the cases in which they consider that you have been able to take risks with your device:
In a cafe, bar or pub, if you leave your device on the table when you go to the bathroom or the bar, instead of taking the device with you.
In a gym, if you leave your device on a bench in the locker room, instead of leaving it in your locker or taking the device with you.